GitHub Copilot vs Cursor pricing (Oct 2026)

GitHub Copilot starts at $10/mo, Cursor at $8/mo. Both have a free plan. Every plan from both vendors, the limits each one actually publishes, and what changed recently, with a source on every line.

AI codingChecked Sources on every line

The short answer

Verdict from the data
Cheaper to start
Cursor. Cursor Plus is $8/mo; the cheapest GitHub Copilot plan, GitHub Copilot Pro, is $10/mo ($2 more).
Free plan
Both have one. What each includes is quoted under Free plans below.
Top of the ladder
GitHub Copilot Max at $100/mo vs Cursor Ultra at $200/mo.
Paying yearly
Cursor takes up to 17% off (Plus); GitHub Copilot shows no yearly discount on the plans we track.
Hard numbers
Cursor doesn't publish exact allowances, so the limits below are quoted, not counted.
Latest move
Cursor, 12 Oct 2026: Cursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool.

Pick Cursor if you want the lowest monthly bill. Beyond price and free access, the deciding factor is which models and features you need; we track the money, not the model quality.

Head to head

FactGitHub CopilotCursor
Free planFree tierFree tier
Cheapest planPro · $10/moPlus · $8/mo
Top planMax · $100/moUltra · $200/mo
Plans tracked35
Yearly discountNone shownup to 17%
Allowance periodsMonthlyWeekly
Latest changebilling model plan restructure
Last checked

Closest price match: GitHub Copilot Pro vs Cursor Plus

Pro

$10/mo
Limits Unlimited completions/next-edit suggestions; $15/month total GitHub AI Credits ($10 base + $5 flex). Chat, agent mode, code review, cloud agent and CLI consume credits.Source: github.com · checked 2026-10-16

Plus

$8/mo
Annual: $80/yr
Limits Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published.Source: cursor.com · checked 2026-10-16

Every plan side by side

ToolPlanPriceLimits as stated & source
GitHub CopilotPro$10/mo
Unlimited completions/next-edit suggestions; $15/month total GitHub AI Credits ($10 base + $5 flex). Chat, agent mode, code review, cloud agent and CLI consume credits.
Source: github.com · checked 2026-10-16
GitHub CopilotPro+$39/mo
$70/month total AI Credits ($39 base + $31 flex); premium models incl. Opus; '4x+ included usage than Pro'.
Source: github.com · checked 2026-10-16
GitHub CopilotMax$100/mo
$200/month total AI Credits ($100 base + $100 flex); '2.9x+ included usage than Pro+'; priority access to new models.
Source: github.com · checked 2026-10-16
CursorPlus$8/mo
Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published.
Source: cursor.com · checked 2026-10-16
CursorPremium$30/mo
4x Plus weekly usage. Third-party models at API list price from prepaid credit. Adds Cloud Agents, Bugbot, Origin hosting.
Source: cursor.com · checked 2026-10-16
CursorSuper$100/mo
15x Plus weekly usage; priority model access at peak times.
Source: cursor.com · checked 2026-10-16
CursorUltra$200/mo
50x Plus weekly usage; earliest access to new products/models.
Source: cursor.com · checked 2026-10-16
CursorTeams$30/mo
Each seat matches the weekly usage of the matching individual tier; third-party models at API list price + $0.25/M token Cursor Token Rate.
Source: cursor.com · checked 2026-10-16

Free plans

ToolFree?What you get for $0 & source
GitHub CopilotFree tier
Free $0: 2,000 completions per month; 'limited chat and agent usage'; Haiku 4.5, GPT-5 mini and more; Copilot CLI. No credit card. Verified students get a free Copilot Student plan; verified teachers and popular OSS maintainers may get Pro free.
Source: github.com · checked 2026-10-16
CursorFree tier
Free plan $0/month: 'Limited agent requests', 'Limited Chat requests'. No third-party models (Claude/GPT/Gemini) on Free. Exact request counts not published.
Source: cursor.com · checked 2026-10-16

Recent price and limit changes

  1. plan restructure
    Cursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool

    New customers now buy Cursor as part of The X Subscription (Grok + Cursor + X). Usage moves from two monthly pools to one weekly pool shared with Grok; third-party models (Claude, GPT, Gemini) are no longer included and bill at API list price on Premium and above. Legacy Pro ($20), Pro+ ($60), Ultra ($200) continue for existing subscribers.

  2. billing model
    GitHub Copilot switches to usage-based GitHub AI Credits; Max plan ($100) launches

    Premium requests replaced by AI Credits billed at model API rates. Pro $10 includes $15 total ($10 base + $5 flex), Pro+ $39 includes $70, new Max $100 includes $200. Flex allotments may change over time.

  3. limit change
    Cursor Pro switches from 500 requests/month to $20 of frontier-model usage at API rates

    Cursor later apologized (July 4, 2025) for the unclear rollout and offered refunds for unexpected charges between June 16 and July 4.

Questions people ask

Which is cheaper, GitHub Copilot or Cursor?

Cursor is cheaper to start: Cursor Plus costs $8/mo, against $10/mo for GitHub Copilot Pro. At the top end, GitHub Copilot Max is $100/mo and Cursor Ultra is $200/mo.

Is GitHub Copilot or Cursor free?

GitHub Copilot: Yes. Free $0: 2,000 completions per month; 'limited chat and agent usage'; Haiku 4.5, GPT-5 mini and more; Copilot CLI. No credit card. Verified students get a free Copilot Student plan; verified teachers and popular OSS maintainers may get Pro free. Cursor: Yes. Free plan $0/month: 'Limited agent requests', 'Limited Chat requests'. No third-party models (Claude/GPT/Gemini) on Free. Exact request counts not published.

How do the usage limits compare at the closest price?

GitHub Copilot Pro ($10/mo): Unlimited completions/next-edit suggestions; $15/month total GitHub AI Credits ($10 base + $5 flex). Chat, agent mode, code review, cloud agent and CLI consume credits. Cursor Plus ($8/mo): Base weekly usage pool for Cursor models, shared across Grok and Cursor; refreshes weekly. Only Grok models; third-party models not available. Absolute pool size not published.

Is it cheaper to pay yearly?

GitHub Copilot: no yearly discount on the plans we track. Cursor: up to 17% off when billed yearly (Plus: $6.67/mo instead of $8).

When did GitHub Copilot and Cursor last change their pricing?

12 Oct 2026, Cursor: Cursor moves into The X Subscription: new Plus $8 / Premium $30 / Super $100 / Ultra $200 plans with a weekly pool. 1 Jun 2026, GitHub Copilot: GitHub Copilot switches to usage-based GitHub AI Credits; Max plan ($100) launches. 16 Jun 2025, Cursor: Cursor Pro switches from 500 requests/month to $20 of frontier-model usage at API rates.

Free to cite. All data is CC BY 4.0: quote, embed or republish it with a link to AI Plan Tracker. Raw data: tools.json · changes.json. Spotted an error? Every fact links to its source and the date we checked it.